Open the door to your dream home. We can help make it happen with the help of a fair rate, flexible terms, and several convenient mortgage options. The Peoples Bank works to find the right solution for your family, whether that's through refinancing or through a FHA, VA, USDA, or Conentional loan. We'll help you start the next chapter of your life without shortchanging your life's savings.
The Peoples Bank works with you to provide you and your family with the mortgage solution that best fits your individual financial situation! When you work with The Peoples Bank, you will find:
- Several convenient mortgage options
- Flexible terms
- Competitively low interest rates
- Available mortgage refiancing
Is refinancing right for you? Take these steps to determine if you should consider refinancing your mortgage:
- Determine how much refinancing at a new rate will save you per month.
- Evaluate the closing costs associated with refinancing your current mortgage.
- Calculate how many months it will take for your savings to equal your closing costs.
The resulting number of months is your break-even point. If you plan on staying in your home past that time, each additional month is extra savings in your pocket. But don't worry about crunching numbers on your own. We'll work with you to figure out precisely what you can save and if refinancing is in your family's best interests.
Mortgage Loan Officer
NMLS# 613471
3901 Clemson Boulevard, Anderson, SC 29621
Annette opened Penley Mortgage Services in 1993 and ran the business for 8 years before she merged the company with The Peoples Bank, creating The Peoples Bank Mortgage Services in 2001. She is now an AVP of The Peoples Bank and is responsible for originating mortgage loans. Annette has also worked as a mortgage loan officer in Anderson, SC, and a mortgage wholesale representative. Annette enjoys spending time with her daughter Allye, and boating on Lake Hartwell.
Mortgage Loan Officer
NMLS# 267500
1921 East Greenville Street, Anderson, SC 29621
Amy Eberhart joined The Peoples Bank as a Mortgage Lender in September 2023. With over 25 years of experience in the mortgage industry, Amy has a wealth of knowledge and expertise enabling her to best serve our clients. The mortgage market has become increasingly complex, which makes her experience and knowledge a truly valuable asset. Ensuring exceptional client service while adapting to industry changes and challenges is Amy's top priority. As a native of Anderson, SC, Amy truly knows the local market. She is dedicated to helping her clients find the perfect loan tailored to their unique financial needs. Whether you are purchasing or refinancing, Amy can find the loan program that’s best for you.