ABOUT US
HOME MORTGAGE LOANS
Open the door to your dream home. We can help make it happen with the help of a fair rate, flexible terms, and several convenient mortgage options. The Peoples Bank works to find the right solution for your family, whether that's through refinancing or through a FHA, VA, USDA, or Conentional loan. We'll help you start the next chapter of your life without shortchanging your life's savings.
BENEFITS
The Peoples Bank works with you to provide you and your family with the mortgage solution that best fits your individual financial situation! When you work with The Peoples Bank, you will find:
- Several convenient mortgage options
- Flexible terms
- Competitively low interest rates
- Available mortgage refiancing
REFINANCE
Is refinancing right for you? Take these steps to determine if you should consider refinancing your mortgage:
- Determine how much refinancing at a new rate will save you per month.
- Evaluate the closing costs associated with refinancing your current mortgage.
- Calculate how many months it will take for your savings to equal your closing costs.
The resulting number of months is your break-even point. If you plan on staying in your home past that time, each additional month is extra savings in your pocket. But don't worry about crunching numbers on your own. We'll work with you to figure out precisely what you can save and if refinancing is in your family's best interests.
ABOUT OUR MORTGAGE LENDERS
Annette Penley
Mortgage Loan Officer
NMLS# 613471
3901 Clemson Boulevard, Anderson, SC 29621
Office: 864.622.0429
Annette has been an AVP and Mortgage Loan Officer with The Peoples Bank since 2001, and has been in the mortgage and banking business since 1987. She has lived in Anderson since 1990, and enjoys lake living. She is active with many local non-profit organizations, and is always available (even on nights and weekends) for her customers’ needs. She is a proud Clemson University Mom, and proud to represent The Peoples Bank.
Amy Eberhart
Mortgage Loan Officer
NMLS# 267500
3009 Whitehall Road, Anderson, SC 29626
Office: 864.622.0419
Amy has over 25 years of experience in the mortgage industry, Amy has a wealth of knowledge and expertise enabling her to best serve our clients. The mortgage market has become increasingly complex, which makes her experience and knowledge a truly valuable asset. Ensuring exceptional client service while adapting to industry changes and challenges is Amy's top priority. As a native of Anderson, SC, Amy truly knows the local market. She is dedicated to helping her clients find the perfect loan tailored to their unique financial needs. Whether you are purchasing or refinancing, Amy can find the loan program that’s best for you.